Terms & Conditions
Welcome to Safe Life Insurance (“Safe Life Insurance,” “we,” “our,” or “us”). These Terms & Conditions govern your use of our website, services, policies, and insurance products. By accessing our website or purchasing our insurance products, you agree to be bound by these Terms.
If you do not agree with these Terms, please discontinue the use of our website and services.
1. Eligibility
To purchase or apply for insurance through Safe Life Insurance, you must:
• Be at least 18 years of age
• Be legally permitted to enter contracts in your jurisdiction
• Provide accurate and truthful information
Providing false information may result in policy denial, cancellation, or legal action.
2. Insurance Products & Coverage
Insurance policies issued by Safe Life Insurance are subject to separate policy agreements outlining:
• Coverage limits
• Exclusions
• Conditions
• Premium requirements
• Benefit terms
In the event of a conflict between this website’s content and your specific policy documents, the policy documents shall prevail.
3. Quotes & Pricing
Quotes provided by Safe Life Insurance are based on the information submitted by the applicant and are not guaranteed until underwriting is complete. Pricing may change as underwriting, risk assessment, and verification processes are completed.
4. Claims Process
Filing a claim requires providing accurate documentation and compliance with claim investigation procedures. Claims may be denied or delayed if fraudulent information is submitted or required documentation is withheld.
5. Payment & Billing
Premiums may be billed monthly, quarterly, or annually depending on the selected plan. Late or missed payments may result in cancellation, lapse, or refusal to renew coverage.
Accepted payment methods may include:
• Credit/debit cards
• Bank transfers
• Authorized electronic payments
• Other methods as supported
6. Cancellation & Renewal
Policies may be cancelled or non-renewed in accordance with:
• State and federal insurance regulations
• Policy-specific provisions
• Customer request
• Non-payment of premiums
• Fraudulent activity
• Material misrepresentation
Customers may request cancellation by contacting customer support. Refunds for prepaid premiums (if applicable) are processed according to policy terms.
7. Use of Website
Users agree not to use our website for unlawful purposes including:
• Unauthorized access to systems
• Attempted data scraping or extraction
• Distribution of malicious code or malware
• Fraudulent activity or identity misrepresentation
We reserve the right to restrict or terminate website access for misuse.
8. Intellectual Property
All trademarks, logos, content, graphics, and materials provided on the Safe Life Insurance website belong to Safe Life Insurance and are protected under intellectual property laws. Unauthorized reproduction or distribution is prohibited.
9. Third-Party Links & Services
Our website may include links to external third-party websites. Safe Life Insurance is not responsible for the content, policies, or actions of third-party sites.
10. Limitation of Liability
To the fullest extent permitted by law, Safe Life Insurance shall not be liable for:
• Indirect, incidental, or consequential damages
• Loss of income, revenue, or business
• Delays or technical malfunctions
• Unauthorized access due to user negligence
Insurance payouts, benefits, or claims remain subject to policy terms.
11. Indemnification
By using our services, you agree to indemnify and hold Safe Life Insurance harmless from any claims, damages, or expenses arising from:
• Misuse of our website
• Violation of these Terms
• Fraudulent information submitted
12. Governing Law
These Terms are governed by the laws of the United States and the specific state in which your insurance policy is issued. Jurisdiction for disputes will be determined according to state regulatory guidelines.
13. Changes to Terms
Safe Life Insurance may update or modify these Terms at any time. Updates take effect upon posting. Continued use of our services constitutes acceptance of updated Terms.
14. Contact Information
For questions regarding these Terms & Conditions, contact us at: